Housing Affordability among Staff of Tertiary Institutions in Nigeria: A Case of Federal Polytechnic, Mubi, Adamawa State

Abstract

Housing affordability is one of the major issue of concerned in the recent years. It creates many researches at national and international levels. Housing being the second important necessity of man after food is faced by great challenges in developing countries particularly in Nigeria. The poputation of this study comprises all the staff of Federal Polytechnic, Mubi. Data were collected using structured questionnaire administered on 150 member of staff of the polytechnic randomly selected for the study. Both academic and non academic staff of both senior and junior cadre were used in the study. Descriptive statistics, simple percentage and correlation analysis were used for data analysis. E-view 3.1 was used to compute the data. The results show that 25% of the polytechnic staff afforded houses, this is because of moderate price of plots, availability of local building materials and completion of off campus accommodation between staff and student while 75% of the staff are hindered many factors including inaccessibility of housing loan among others.